Recover Your Foreclosure Overage

MT. Overages specializes in helping individuals who are owed money from overages and surpluses in foreclosure sales. If you have money waiting for you after a foreclosure sale, MT. Overages can help you navigate the legal process and ensure you receive what you are owed. With a no upfront Fee, only collected after the surplus is recovered, there is no risk to you upfront.

MT. Overages is a new business in the field, but with the guidance of someone experienced in the industry, you can trust that your case will be handled with care and expertise. Our team is dedicated to helping individuals understand their rights and collect the money they are entitled to from foreclosure overages.

When you work with MT. Overages, you can rest assured that you will receive personalized attention and support throughout the legal process. We are committed to ensuring that you receive the maximum amount of money owed to you and will work tirelessly on your behalf.

MT. Overages takes pride in providing transparent and trustworthy services to our clients. With no upfront fees, you can trust that we have your best interests at heart. Let us help you recover the money you are owed from a foreclosure sale.

Don't let your money go unclaimed after a foreclosure sale. MT. Overages is here to help you navigate the legal process and collect the surplus that is rightfully yours. With our experienced team by your side, you can trust that your case will be handled with professionalism and care. Contact us today to learn more about our services and how we can help you.

MT. Overages is dedicated to providing top-notch services to individuals who are owed money from foreclosure overages. With our no upfront fees policy, you can trust that we are committed to helping you collect what is rightfully yours. Let us assist you in navigating the legal process and recovering the money you are owed.

Frequently Asked Questions

How Does This Work?

Foreclosure is a legal process used by lenders to recover unpaid loan amounts when borrowers are unable to pay. This typically involves selling or taking ownership of the property.

When the lender auctions off the property, it is sold to the highest bidder. Often, the sale price exceeds the amount owed on the loan. The extra money from this sale is known as Surplus Funds or Foreclosure Refunds.

Surplus Funds are the difference between the auction sale price of the property and the outstanding mortgage balance.

For example, if your home sells for $700,000 at a foreclosure auction, and you owe $500,000 to the lender, the surplus would be $200,000. By law, this surplus amount belongs to the most recent previous owner of the property, which in this case would be you or your heir.

Are There Any Upfront Costs?

That’s a good question and the answer is NO.

Our primary focus is helping people who have been basically robbed by the government, to finally have the tools and resources to successfully fight back.

There are massive amounts of ongoing governmental audits, attorney fees, filing claims, legal opinion letters, and more that we work through to help you win the fight and recover your money.

None of this costs you anything upfront and we only receive a portion of the money that we recover for you AFTER all the work is done.

How Soon Can I Get My Surplus Payment?

If there is surplus foreclosure money available, it typically takes between 3 to 4 months or longer depending on the claim. We work as quickly as possible and will notify you if a refund is available sooner.

How Do I Know This is Real and Not a Scam?

Let’s lay out the worst case scenario. Let’s say we get your paperwork and we submit it to our Attorneys and find out that the government doesn’t owe you money or that it’s already permanently defaulted to them — which would be a horrible outcome for everyone EXCEPT the government. In that case, because we didn’t collect anything for you, it wouldn’t cost you a cent. We bare 100% of the cost of doing all the research and legwork. There’s never any upfront cost to our clients.

Let’s go to the other extreme. Let’s say we find the money and it’s still there waiting to be claimed. Our Attorneys file the claim, manage the entire process, and do all the legwork. You get to live your life and focus on other things, and in 3 to 4 months we contact you up and say we are sending you a surplus check. In either case… you gain

Where Does the Money Come From?

The government currently holds more than $14 billion across different departments, agencies, and bureaus.

These funds originate from various sources, such as property sales, foreclosures, tax and mortgage overpayments, and other transactions.

Many individuals are unaware that if these funds remain unclaimed beyond specific timeframes, which vary widely among different government entities, the money becomes the property of the government.

Therefore, it's highly recommended that a claim be initiated promptly to recover these funds.

Can I Handle the Claim Process Myself?

You can absolutely do that. Where you would start is another question entirely. There are countless piles of government records that our researchers have to sort through to identify people who may be owed money. However, you can absolutely do all the work, research, filing, attorney fees, claims, and pay all costs yourself.

OR you can
let us do the work for you with no upfront cost and enjoy life while we’re doing it all for you!

Why can I claim the surplus funds if I'm not the direct owner of the property?

If you are not the direct owner of the property but believe you may be entitled to the surplus funds, it could be because you are identified as an heir to the previous owner. When a property owner passes away and their property undergoes foreclosure, heirs like yourself can claim the surplus funds.

How do I begin the process to recover my funds?

To begin the process of recovering these funds, you can contact us via phone or email or schedule a free consultation with our team. We will assist you in researching the details of your claim and answer any questions you may have. Following this, we will send you the necessary paperwork for your signature. Once we receive all completed documents, our team will promptly assemble your claim package and submit it to the appropriate agency within 48 hours, initiating the official recovery process.